Economics Of

The Economics of ASMR

3124330759 cfb7b855fc z The Economics of ASMR

Ilse Blansert rearranges her stick-straight brown hair so that it’s out of her face and puts on a couple dabs of makeup to even out her pale complexion. Satisfied after checking her appearance in her webcam’s display, she gingerly attaches her microphones to her blouse lapels, careful not to let her fingertips touch the sensitive inputs. She gauges the sound levels that the microphones are picking up with a nearly silent “Testing-one-two-three.” Then, a sphinx-like smile on her face, she begins to whisper. Continue reading

/ By Alex Silady
Education, Money Saving Tips

5 Perfectly Practical High School Graduation Gifts

2622686148 a1152b5dd3 z 5 Perfectly Practical High School Graduation Gifts

Prom, baccalaureate and awards assemblies are just around the corner and high school graduation plans are underway. Parents, grandparents, family, and friends are making plans for the big day that was 12 years in the making. 13 if you count kindergarten. Continue reading

/ By Tonya McCleary
Retirement

Worst Money Moves for Retirement Planning

Used 131 Worst Money Moves for Retirement Planning

Over the last few years, the way Americans view retirement has changed significantly. Although millions of baby boomers are nearing retirement age, whether or not they’ll be able to leave the 9 to 5 behind any time soon remains to be seen. For younger workers, the need to rev up their retirement savings has never been greater but a recent survey shows that nearly a third of employees have less than $1,000 saved. Whether you’re already saving or you have yet to get started, avoiding these common missteps can help you get closer to your goal. Continue reading

/ By Rebecca Lake
Career, Personal Finance

How to Prepare Financially for a Freelance Career

3546420936 9ca751909c o How to Prepare Financially for a Freelance Career

If you dream of leaving the 9 to 5 behind and making it big as a freelancer, it may be time for a reality check. While there are some definite perks to working for yourself, it’s not something you can afford to do without proper planning. Building a solid freelance career takes time and you need to make sure you can cover your bills until those steady gigs start rolling in. Before you strike out on your own, there are some things you can and should do to make sure your finances are on solid ground. Continue reading

/ By Rebecca Lake
Personal Finance

4 Reasons to Make the Switch to a Credit Union

82855517 a035f60950 z 4 Reasons to Make the Switch to a Credit Union

Switching banks can sometimes make sense, especially if you’re trying to pay less for banking services or get a better rate on a loan. With many banks hiking their fees to offset some of the losses associated with the economic slowdown, more Americans are turning to credit unions for their financial needs. These institutions, which operate on a not-for-profit basis, can offer some distinct advantages to their customers. If you’re looking for a new place to put your cash, here are a few reasons to give your local credit union a try. Continue reading

/ By Rebecca Lake
Career

Three Employment Scams to Avoid

3866322860 0d1a71da5c z Three Employment Scams to Avoid

When it comes to job hunting, the process can be long, frustrating and exhausting. Employment experts state that for every one hundred resumes you send out, you should receive about five to six interviews. For someone who is unemployed and getting desperate, those numbers can seem downright daunting. This can result in greater desperation and even despair, which leaves one more open to scammers. Unfortunately, we live in a world where unscrupulous people will try and take advantage of some of the most vulnerable people in society—those who are unemployed and looking for work. Here are three popular employment scams and how to avoid them. Continue reading

/ By Tiffany Patterson
Housing

5 Things to Check Before You Make an Offer on a Home

5907280886 bf55659bd3 o 5 Things to Check Before You Make an Offer on a Home

In a competitive housing environment, buyers are educating themselves like never before. If you are thinking you might make an offer on a house or condominium, you have probably already done your research on the local market to figure out a fair offer price. You have probably already lined up financing through a mortgage bank, and feel prepared to make an offer quickly when the right house comes alone. Continue reading

/ By Gregory Erich Phillips
Money Saving Tips, Personal Finance, Retirement

4 Financial Blunders That Keep You From Getting Rich

Used 130 4 Financial Blunders That Keep You From Getting Rich

Winning the lottery or inheriting a fat stack of cash are two ways to get rich quick but if you’re like most people, the odds are against you. This means most of us will have to focus on hard work, discipline and smart decision-making to build wealth. Whether you make a lot or a little, what you do with it that has a big impact on your financial outlook. If getting rich is your goal, avoiding these common money missteps can help you move from the red to the black. Continue reading

/ By Rebecca Lake
Career

5 Factors in Deciding If It’s Time to Take a Leap of Faith

5944658367 7eda10e7cc z 5 Factors in Deciding If Its Time to Take a Leap of Faith

I remember growing up as the youngest of seven siblings. My mother was both a working and a stay-at-home mom. My father worked sometimes three jobs just to make sure we had a roof over our heads and food in our stomachs every day. We didn’t have all that we wanted but we did have what we needed. I often remember my Dad driving home to us the importance of getting a “good” job. He also thought an education was important since he turned down a college scholarship to join the army and begin a family. Continue reading

/ By Tonya McCleary