Loading

Because Your Employer Does

47%
of employers use credit checks when making a hiring decision
45%
of employers polled, cited reduction/prevention of risk of theft and embezzlement as a key concern
22%
of employers polled, use credit checks to reduce liability for negligent hiring.
Why do your employers care about your credit?
of all employers will reject a candidate based on credit
10%

Because Identity Thieves Do

In 2012, the number of identity theft victims was

12.6 Million

The amount stolen rose from $10 billion in 2011 to

21 Billion

To
Scale

Every 3 seconds

there is a new identity theft incident

$4,930

Average financial loss
per identity theft incident

Only 50%

discovered identity theft through a
notification from their bank

48 Days

average time taken
to detect identity theft

what you can do

Protect yourself.
Get credit alerts and identity theft insurance.

Because Lenders Do

If you were to borrow

$200,000
-
+
Change Loan Amount

Your monthly payment across different credit ratings will be

Very Good

Good

Unfortunately we do not have data for this credit band right now

Fair

Unfortunately we do not have data for this credit band right now

Poor/Bad

Unfortunately we do not have data for this credit band right now

what you can do

Find and compare the best interest rates
to lower your monthly payment.

Because it may be wrong

Of consumers in a Federal Trade Commission study,
25%
found errors that might
affect their credit scores
20%
had an error that was corrected
by a credit reporting agency
after it was disputed
80%
who filed disputes experienced
some modification to their credit report

what you can do

Review your credit report for mistakes.
Fix errors.

Because it can say a lot about you

Average
Credit Score
By Gender
By Age Group

what you can do

37% of Americans admit they don't know their score.
Get your score to see where you stand.

Brought to you by