SmartReads

Traditional investing takes a strategic approach to building wealth by focusing on long-term growth, risk management and diversification. Speculative investments, on the other hand, are often considered more alternative types of investing, such as collecting artwork. Let’s take a look at how you could incorporate both into a diversified portfolio. For personalized help with your own… read more…

Fractional shares allow investors to purchase a piece of a stock or exchange-traded fund (ETF), even if they can’t afford a whole share. Fractional share trading is a lot like buying and selling whole shares of stock, requiring you to open a brokerage account, research potential stocks and then placing your order. If you’d rather… read more…

Fractional shares allow investors to purchase a portion of a stock or exchange-traded fund (ETF) for a fraction of the cost. This accessibility not only enables individuals with modest budgets to gain exposure to high-priced securities but also facilitates portfolio diversification, a cornerstone of sound investment strategy. By allocating capital across a broader spectrum of… read more…

In the year that a required minimum distribution (RMD) is due from a 401(k), IRA or other pre-tax retirement account, you’re required to withdraw a certain amount and pay your taxes due to avoid a 50% penalty. But that doesn’t mean there’s nothing you can do about this, and the associated taxes. With proper planning,… read more…