Posts by Harry Campbell
Health Insurance
Who Do HSAs Make Sense For?
Your employer may offer a health savings account (HSA) as a way to keep medical expenses down. Employers generally subsidize a majority of the cost so the premium you pay via payroll deduction isn’t even close to the full amount. While HSAs… read more…
Retirement Planning
Don’t Forget About Life Expectancy When Planning For Retirement
There’s a lot of variability when it comes to planning for retirement. If you’re a 20, 30 or even 40-something plugging away at your day job, you’ve probably entered your information into a retirement calculator once or twice just to see what came up. It’s always fun to think about retirement no matter how far away… read more…
Savings Accounts
Top 5 Reasons to Have an Emergency Fund
You’ve probably heard of an emergency fund, but do you have one? Most of the financially savvy people in this world have gotten good at budgeting for the every day predictable expenses. But what about the leaky roof that finally… read more…
Credit Score
3 Things That Won’t Affect Your Credit Score
With all the talk about hurting or helping your credit score these days, there are probably a lot of confused consumers out there. Most credit monitoring companies try to portray your credit as a mythical entity but managing your credit doesn’t have to be a mystery. Check out our budget calculator. There are lots of… read more…
Mortgage
7 Signs You Are a Renter for Life
We’ve all heard that owning a home is the American dream, but boy has that dream gotten expensive. Real estate is making a furious comeback after the recent housing collapse and prices are up 20-50% in most major markets across… read more…
Retirement Planning
Should You Be Mortgage Free When You Retire?
When you sign the dotted line on that 30-year mortgage, you’re probably thinking how great it will be to have that house paid off right around the time you retire. But most people don’t live in the same house for 30 years like they used to. Plus some choose to take on second mortgages through… read more…
Credit Cards
Does Becoming an Authorized User Help Your Credit?
Whether you like it or not, credit is important and it’s here to stay. Most of us know that you need good credit when applying for loans or apartments. But even employers are starting to check potential employee’s credit history these days. If you’re stuck with bad credit, there usually isn’t a lot you can… read more…
Credit Cards
Why a Diamond Engagement Ring Is Not a Good Investment
Although people’s obsession with gold goes back hundreds or even thousands of years, diamonds are a relatively new one. Like any other gem stone, diamonds are valuable because they are rare and in high demand. Without the demand though, they… read more…
Credit Score
What’s The Point of a Great Credit Score if You Never Use it?
These days it seems like you need a good credit score for just about everything. Whether you want to buy a new car, apply for an apartment or even get a job, they all want to know what your credit score looks like. It’s obviously important to maintain a good credit score but at a… read more…