- Understanding Delaware Statutory Trusts (DSTs)
A Delaware Statutory Trust (DST) owns income-producing real estate and sells percentage shares of ownership to investors who expect to receive income and appreciation. DSTs can offer significant tax benefits through 1031 exchanges that let investors defer or avoid capital… read more…
- High-Net-Worth vs. Ultra-High-Net-Worth
Wealthy people are often divided into two categories: high-net-worth individuals, who have at least $1 million in liquid assets, and ultra-high-net-worth individuals, who have $30 million or more. The definitions matter within the financial services industry, which targets different offerings to members of each group. Depending on their category, wealthy individuals require and can access… read more…
- Hedge Fund vs. Venture Capital
As investors accumulate wealth, many look to invest beyond traditional stocks and bonds. Investments through hedge funds and venture capital involve complex structures and higher risk, yet have the potential for outsized gains. Let’s compare the advantages and disadvantages of hedge funds vs. venture capital for your portfolio. A financial advisor can help optimize your… read more…
- How to Redeem Your Savings Bonds
U.S. savings bonds are a low-risk investment product backed by the U.S. government. Used by generations of Americans to generate a stable return on cash savings, savings bonds are purchased through the U.S. Department of Treasury and earn interest over time. However, knowing how to redeem savings bonds is important for any investor. The process… read more…
- How to Invest in Carbon Credits
Carbon credits are becoming a popular idea for investment as governments begin to take the threat of climate change seriously. While ideally this will become an active investment option in the future, at the moment there are relatively few ways to get into this market; mostly because it doesn’t really exist yet, at least in… read more…
- How to Invest in Lucid Motors
Lucid Motors is a California-based publicly traded company that was founded in 2007 and sells electric vehicles. Like Tesla, this company focuses on the luxury market. If you’d like to invest in the electric car company Lucid Motors, here’s what… read more…
- How to Invest in 5G
Fifth-generation wireless, otherwise known as 5G, is a big deal, a highly anticipated next step in wireless service. If companies can distribute it as advertised, it has the potential to completely replace cable modems and traditional wifi, with benefits to… read more…
- How to Invest in Metaverse
The metaverse is a speculative idea more than a specific product or service. It does not exist yet, nor will it be a specific product or service if it is developed. But it is backed by a lot of smart… read more…
- How to Invest in Private Equity
There are two main ways to invest in private equity. The first, and most common, is to invest through a private equity firm. However, it’s also restricted to accredited investors. These are investors who are wealthy or experienced or both. The second way, and most accessible, is to invest in ETFs and other funds that… read more…
- How I Bonds Can Help Protect You From Inflation
There’s a bond that pays a 6.89% interest rate and is guaranteed by the U.S. Treasury. Investors should keep some limitations and conditions in mind before investing, but as inflation has continued to grow, this could be an attractive option… read more…
- What You Need to Know About Poison Pills
A poison pill is a defensive strategy used by companies seeking to fend off hostile takeovers. Also known as a shareholder rights plan, a poison pill aims to deter other companies or shareholders from acquiring a target firm by driving up the price of the potential acquisition or making it exceedingly difficult to complete. When… read more…
- Best Long-Term Investments to Make
As you take steps to meet your financial goals, it is always important to keep in mind long-term planning. Long-term investment planning ignores the daily fluctuations of the market and, instead, focuses on strategic steps that offer significant value over… read more…
- A 2026 Guide to HSA Investments
A health savings account (HSA) provides a tax-advantaged opportunity to grow funds to cover future medical expenses. The funds can be contributed tax-free, grow tax-free and be withdrawn tax-free for qualified medical expenses. But it’s important to find HSA investments… read more…
- Crypto Asset Allocation: Investment Guide
There are two types of thinking when it comes to crypto investing. The first dictates that you cannot mitigate risk in cryptocurrency since it is considered one of the most volatile asset classes in the market no matter what specific… read more…
- How to Set Your Asset Allocation in Retirement
The general rule for asset allocation in retirement is this: You should shift toward more conservative investments once you retire, since you no longer have an active income with which to replace losses. However, you will need this money for… read more…
- Digital Currency vs. Cryptocurrency
“Digital currency” and “cryptocurrency” might seem interchangeable, but they mean two different things. Digital currency refers to any currency that exists online. Cryptocurrency, on the other hand, refers to currency held as a record on a blockchain database. This distinction is important because it can have significant tax implications. If you hold traditional currency in… read more…
- BlackRock’s New ETFs Aim to Capitalize on Market’s ‘Permanent Changes’
BlackRock has launched two exchange-traded funds (ETFs) designed to capitalize on what the world’s largest asset manager says are permanent changes in the economy and the market. The new ETFs, iShares Emergent Food and AgTech Multisector ETF (IVEG) and iShares Blockchain… read more…
- Hard Assets: Investment Guide
Experts advise investors to build a diversified portfolio to minimize volatility and generate consistent returns. One of the ways that you can achieve diversification is to add hard assets to your investment portfolio. Hard assets are investments that are tangible… read more…
- What Is Foreign Direct Investment (FDI)?
Investment opportunities have expanded more and more, and globalization has enabled yet another avenue: foreign direct investment. This form of investment allows businesses to expand their operations by investing directly in foreign countries. In terms of incoming foreign investment, China and… read more…
- 5 High-Net-Worth Investing Strategies
High-net-worth investors are those with at least $1 million in investable assets. While hard-and-fast investing strategies like keeping tabs on asset allocation, holding a diversified set of assets, and focusing on long-term investments, apply to everyone there are some strategies that specifically benefit those who already have substantial money to work with. Here are five… read more…
- Is Gold a Good Investment for Your Portfolio?
The price of gold often rises in times of crisis and higher-than-usual inflation, making the yellow metal attractive to investors seeking securities that can endure economically challenging times. Cash and several other asset classes, by contrast, lose value over time… read more…
- Asset Allocation vs. Security Selection
Diversification is critical to a strong portfolio over the long term. Every now and again, someone might get lucky and pull an “everything into Apple in 2005,” but single-security or single-asset portfolios are a huge gamble. For every investor who sees their $1.50 stock leap to $170, there are 10 or 20 who see their… read more…
- Brokerage Account vs. Savings Account: Where Should You Keep Your Money?
Both brokerage and savings accounts can help you earn a return on the money you stash in them. However, there are some major differences in how they work. When comparing brokerage accounts and savings accounts, it’s important to consider things like how much money you’ll deposit, what type of return you’re looking to get and… read more…
- What Elon Musk’s Twitter Purchase Means for Shareholders
After weeks of drama, Elon Musk has finalized a deal to buy Twitter, the platform on which the world’s richest man frequently makes flippant remarks and employs middle-school humor. Previously the company’s Board of Directors had confirmed receipt of the unsolicited offer and adopted a “poison pill” plan to prevent Musk from accumulating more stock… read more…
- Should You Invest in Low-Income Housing?
There are many reasons investing in low-income housing can seem appealing. Perhaps you are interested in providing high-quality housing to those in need. And some government programs have made this kind of investing more appealing, such as the Tax Cuts and Jobs Act of 2017, which created opportunity zones. So-called opportunity zones are areas that have… read more…