- Fine Print You Should Pay Attention to When Leasing a Car
Leasing a car can be a financially smart decision in certain circumstances. But all leases are not created equal, and the lease details found in the fine print of the contract are often the difference between a good deal and… read more…
- Roth IRA or 401(k)?
You’ve got a limited pool of money to put aside for retirement. How do you choose whether a 401(k) or Roth IRA is best for you? Taxing Yourself: Now or Later The main difference comes down to taxes. With a 401(k), you contribute untaxed money and pay income tax when you start pulling money out during retirement. Traditional IRAs, or… read more…
- How Much Does a Late Payment Hurt Your Credit Score?
Paying your bills on time each month is one of the most important ways to manage your credit score, not to mention an essential part of being financially responsible. But if you have made some payments after the due date in the past, you may wonder if that’s going to affect your credit score. The answer is:… read more…
- How Much Do You Really Need to Save for Emergencies?
Building an emergency fund is one of the most important financial steps we need to take, especially in today’s shaky economy. The big question for many of us, though, is how much is enough? Conventional advice says we should set aside… read more…