- The Best Places to Retire in Ohio
Thinking of retiring in Ohio? Many cities in the Buckeye State are ideal for retirees, with low tax burdens, a high percentage of senior residents and plenty of access to recreation and a healthcare. We crunched the numbers to figure out the best places to retire in Ohio. How We Determined the Best Places to… read more…
- Best Places to Retire in New York
A retirement in the Empire State doesn’t have to mean shelling out all your retirement savings for a tiny apartment. You’ll find all the best places to retire in New York in Long Island, north of the city or way upstate. And while you do have to watch out for New York taxes, the upside… read more…
- How to Retire in Germany: Visas, Healthcare & More
Germany has become a popular destination for American retirees due to its reasonable costs, excellent healthcare system and well-kept infrastructure. The weather may not be on the level of Thailand or Portugal, but if you don’t mind some chilly winters,… read more…
- The Best Places to Retire in Maryland
Thinking of retiring in Maryland? You’ll find plenty of company in the following cities and towns, which generally have large populations of senior citizens living there. You’ll also have the peace of mind of being near ample medical facilities. Where Maryland falls short, however, is its relatively high tax burden rates. This means you might need… read more…
- 10 Best Places to Retire in Nevada
If you’re looking for a tax-friendly retirement, Nevada is one of the places to be. In fact, the state has no taxes on income or Social Security benefits. Withdrawals from retirement accounts and public and private pension income are also… read more…
- Where to Open a Roth IRA in 2025
The best Roth IRAs offer a range of funds, low fees and digital tools to help you plan for retirement. We gathered data on the entire Roth IRA universe and narrowed them down to the best eight. They can suit a… read more…
- Best IRAs 2022
The best IRAs offer robust investment menus, low fees and a wealth of tools to help you save for retirement. SmartAsset gathered data on the best IRA providers to help you find the one that’s right for you. We also… read more…
- eOption Brokerage Review
eOption is an easy-to-use online brokerage that is designed to offer affordable trading options. The brokerage can be a good option for those wanting frequent but affordable trading options for typical stocks and funds. We’ll cover all of the most… read more…
- Annuity vs. IRA
Americans look forward to their golden years, but saving for retirement can be an intimidating undertaking. The long-term nature of this type of financial planning calls for good decision-making, so simplifying it is of the utmost importance. Let’s break down… read more…
- What Is the Lifetime Gift Tax Exemption?
They say it’s better to give than to receive. But when you’re the one doing the giving, there are some extra things that you’ll have to take into account besides the packaging – like the gift tax and the lifetime… read more…
- Social Security Form SSA-1696-U4
The Social Security Administration (SSA) is an enormous organization, and the decisions it makes regarding your benefits can have a big impact on your finances. It’s not unusual to feel overwhelmed when you’re applying for benefits or appealing a decision.… read more…
- Simple IRA vs. SEP-IRA
Most people have heard of traditional IRAs and Roth IRAs. Both are vehicles for saving money for your retirement, separated only by their tax treatment. There are two other types of individual retirement accounts, though, that aren’t as common: the… read more…
- Social Security Form SSA-44: How to Fill It Out and Submit It
When you enroll in Medicare part B, the premiums you pay are partially dependent on your income. If your income is above a certain threshold, you’ll have to pay higher premiums. This higher premium amount is known as your income-related… read more…
- What Is the Duration of a Bond?
Whether you take an aggressive or conservative approach to invest, your asset allocation is likely to include some bonds. When reading about or researching bonds, you’ll hear about duration, an important metric that measures the time it will take for you… read more…
- Social Security Form SSA-3373-BK
Applying for Social Security disability benefits can be a long process. It can involve interviews, multiple applications and sometimes rejections and appeals. The Social Security Administration (SSA) needs to determine both that your injuries or conditions are actively preventing you… read more…
- Social Security Form SSA-561-U2
When you seek assistance from the Social Security Administration (SSA), it will make a decision on whether you’re eligible to receive that assistance. The SSA may also make decisions about any assistance you’re already receiving. If there’s ever a point… read more…
- Form CMS-40b: Applying for Medicare Part B
Most Americans enroll in Medicare Part A when they turn 65. Since it comes at no cost to you (provided you’ve paid Medicare taxes), there’s little reason not to. However, not everyone chooses to enroll in part B, as it… read more…
- Social Security Form CMS-L564
The process of applying for Medicare benefits is more complicated than it may initially seem. If you want to apply for a portion of Medicare insurance called Medicare Part B, you can only do so during certain parts of the year.… read more…
- SEP IRA vs. Roth IRA: What You Should Know
If you’re self-employed, you may be weighing the pros and cons of SEP IRAs and Roth IRAs. Both are tax-advantaged savings vehicles that provide particular benefits. But before we explore those and compare them, it’s necessary to unpack who can… read more…
- Social Security Form SSA-3288
From time to time, you need to provide information or records about yourself to another party – for instance, a doctor or insurance company. When this happens, you’ll need to ensure that all the information is accurate. You can request that the Social Security Administration (SSA) send your information or records directly to the third… read more…
- How to Build Wealth in Your 30s
When you hit your 30s, it’s time to start building wealth and getting serious about money, which may have been an afterthought last decade. Getting your finances in order can include everything from ramping up your retirement savings to grappling with your… read more…
- The Best Places for Retirees to Live and Work in 2020
Retirement means different things to different people. For some, it’s all about lounging on a beach, hitting the links or taking the boat out on the lake. Others are focused on finding a place that balances safety, affordability and healthcare access. And some people will plan to keep working in retirement, at least part time:… read more…
- Form SF-1199a: Setting Up Direct Deposit
Since electronic funds transfers (EFTs) have become commonplace, direct deposit has overtaken the mailing of paper checks as the most popular way to receive recurring payments. Before you can get direct deposit payments, though, you’ll need to fill out a… read more…
- What Is the Future Value of an Annuity?
An annuity can be a good way to supplement your retirement savings to ensure your golden years are as smooth as possible. By locking in a fixed monthly income in exchange for an upfront payment, you can make sure that… read more…
- Retirement Communities in Tennessee
The best retirement communities in Tennessee offer a range of amenities to backdrops like breathtaking mountains. You can also reside in luxurious homes with most maintenance costs covered by homeowners association (HOA) fees. We cover some of the best retirement… read more…